Escape to Mauritius and live the island dream, they say. But is it all sunshine and cocktails? Fasten your seatbelts as we embark on this eye-opening exploration of money matters in Mauritius. 

Before you pack your bags and jet off to this idyllic island, there’s an essential factor you need to consider – the true cost of living.

In this revealing article, we’ll uncover the realistic cost expectations of housing, healthcare, and utilities so you can weigh the pros and cons before embarking on this adventure.

Pexels/cottonbro studio

The Premium Visa and Alternative Residency Options

To fully understand the financial implications of living in Mauritius as an expat, you must familiarize yourself with the different types of visas and residency schemes available. 

One popular option is the Premium Visa, which is free of charge and allows foreigners to live and work remotely in the country for a minimum of 6 months to 1 year with the possibility of renewal.

The Premium Visa offers numerous advantages for expats, including flexibility in terms of work and residence. With this visa, individuals are not tied to an office and can enjoy the freedom of working from picturesque locations such as a beachside cafe or a coworking space with a majestic mountain view. Additionally, holders of the Premium Visa can bring their spouses and dependents along, making it an ideal choice for families looking to relocate.

It is also important to note that Premium Visa recipients are not allowed to enter the Mauritian job market and must maintain remote income from outside sources.

Obtaining the Premium Visa does require meeting other criterias, such as submitting the online application, proof of a minimum monthly income, round-trip airfare purchased in advance, medical and travel insurance, proof of accommodation, a copy of your passport, and the bio page.

Similar to dual residency, expats who obtain this visa have the freedom to maintain their residency in their home country while also enjoying the benefits of residing in Mauritius.

In contrast to the Premium Visa, residency schemes are available for longer validity periods and specific purposes. For example, residency by investment, innovation, and self-employment schemes exist. Each has its own set of requirements and limitations, and it is important to thoroughly research and understand the specifics before making any decisions.

Regardless of the type of visa or scheme one chooses, it is important to note that there may be costs associated with the application process. Visa fees, medical exams, and background checks are common expenses that expats should be prepared for. It’s advisable to budget for these costs in addition to the everyday expenses of living in Mauritius. By doing so, expats can make informed decisions and ensure a smooth transition to their new life in Mauritius.

Pexels/Nataliya Vaitkevich

Exploring the Cost of Everyday Living

Living as an expat in Mauritius comes with its own set of expenses beyond the initial paperwork and permits. 

One of the major expenses expats should anticipate is accommodation. The cost of housing varies depending on the location, size, and amenities of the property. Popular areas such as Grand Baie and Flic en Flac tend to have higher rental prices compared to other regions. However, centralized locations like Curepipe and Quatre Bornes tend to offer accommodations with lower-priced options. Additionally, to purchase property, you’ll need to consider other costs, such as legal fees, property taxes, and insurance.

Transportation is another aspect to factor into your budget. Mauritius has a transport infrastructure that includes public buses, taxis, and a light rail/ tram. The cost of public transportation is relatively affordable, with bus and tram fares typically ranging from Rs 10 ($.22) to Rs 50 ($1.12) per trip. Taxis provide a convenient option, but the price tag tends to be increased for out-of-towners.

Food is essential to daily life, and Mauritius offers a diverse culinary scene. Shopping at local markets generally provides more affordable options compared to supermarkets and imported products. Additionally, dining out at restaurants or cafes can range from budget-friendly to higher-end, depending on the location and type of cuisine.

I’ve experienced the joy of scoring farm-sourced and low-priced produce from the market. Additionally, I also have experienced shopping at the local supermarket and leaving with a bill that eerily resembled my typical grocery bill from Washington, D.C. Collectively, the cost of groceries can vary depending on your preferences and dietary habits. 

Utilities like electricity, water, and internet are also costs to consider. The price of utilities can fluctuate based on usage and the size of your accommodation. 

My centrally located two-bedroom mountain view apartment is 2 x’s cheaper than my 1-bedroom apartment in historic Washington, D.C. Moreover, my electricity bill is also significantly lower in Mauritius, with the internet being slightly on the lower side as well. 

Lastly, entertainment and leisure activities add flavor to your expat experience in Mauritius. Whether exploring the island’s pristine beaches, participating in water sports, or enjoying cultural events, there are plenty of recreation opportunities. The cost of these activities can vary widely, so allocating a portion of your budget for leisure is essential.

Pexels/Michal Marek

Unveiling the Hidden Expenses of Health Insurance

As an expat in Mauritius, it’s essential to make sure that you have comprehensive health insurance coverage. While the country has a public healthcare system, many expats arrive with medical insurance as a prerequisite. It’s important to note that health insurance costs can vary significantly depending on your age, pre-existing medical conditions, and the level of coverage you require.

In addition to the monthly or annual premiums, other hidden expenses are associated with health insurance in Mauritius. Co-payments, deductibles, and out-of-pocket costs can quickly add up, especially if you require frequent medical attention or specialized treatments. It’s crucial to carefully review the terms and conditions of your insurance policy to understand these potential costs.

In addition to medical treatment, health and wellness items from drugstores can add up rather quickly as most products, such as probiotics, vitamins, supplements, and etc tend to be imported.

By proactively considering healthcare and related expenses in Mauritius, you’ll be better equipped to make financial decisions that align with your budget and expat needs.

Pexels/Ketut Subiyanto

Maximizing Your Financial Opportunities in Mauritius

Mauritius has a thriving job market, particularly in the finance, IT, and tourism sectors. Depending on your visa or residency scheme, you can leverage your skills and expertise by securing a well-paying job offering additional benefits such as medical coverage and retirement plans. Researching the job market, networking with professionals in your industry, and staying abreast of any job openings can help you find lucrative employment opportunities.

Furthermore, you can consider diversifying your income streams. While a traditional job may provide stability and a steady income, exploring other avenues, such as freelancing, consulting, or entrepreneurship, can offer additional financial benefits. Premium Visa holders, in particular, may benefit from Mauritius’s rapidly growing digital economy by networking with other entrepreneurs who reside on the island but have digital businesses based abroad.

Pexels/Visual Tag Mx

Conclusion

In closing, I hope this article has helped you discover more about the cost of living as an expat in Mauritius. By dissecting some of the visa and residency schemes, exploring everyday living expenses, unraveling the hidden costs of health insurance, and maximizing financial opportunities, you should now feel more empowered to face the expat journey with clarity and preparedness.

As you embark on this adventure, remember to research your ideal location and investigate the possibilities.

So, go forth confidently and create a new chapter of your life, flourishing in the beauty and adventure that Mauritius has to offer.

As American author Roy T. Bennett once said, “Dreams don’t work unless you take action. The surest way to make your dreams come true is to live them.”